Mazzola Insurance: Best Policy Review 2022

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Having an insurance company devoted to the satisfaction of customers’ needs and budget size is worthwhile. Such is the way of the Mazzola insurance agency.

Mazzola Insurance agency helps customers to compare and relate different insurance policies to find the best plan that suits both their need and their pocket size.

Owing to their vast connections with various leading insurance companies, the mazzola insurance agency has been able to deliver comprehensive insurance policies to customers.

Therefore, this guide reviews Mazzola insurance company taking its product, services, and policies into detailed consideration.

What is Mazzola insurance company?

Mazzola insurance company is an independent agency situated at East Ridge Rd Rochester, NY. The agency represents various prominent insurance companies, more than any other insurance agency.

Moreover, the insurance company constantly tracks the market to provide the fairest possible rates. Their goal is to ensure an outstanding level of customer service.

Furthermore, Mazzola insurance company devotes its resources to satisfying your needs and gaining your confidence. Thus, their achievement is based on continuous customer gratification.

Mazzola Insurance customer service and Location

Office Location: Mazzola Insurance 1619 East Ridge Road Rochester, NY 14621

Phone: 1-585-266-7130

Email

Website

Mazzola Insurance Products and Services

Listed below are the products and services rendered by the Mazzola insurance company.

  • Auto insurance
  • General liability insurance
  • Boat Insurance
  • Business Insurance
  • Classic Car Insurance
  • Contractor’s Insurance
  • Flood Insurance
  • Homeowners Insurance
  • Mobile Home
  • Motorcycle Insurance
  • Renters Insurance
  • Rv Insurance
  • Workers Comp Insurance

Mazzola Auto insurance

The damage to an automobile when it encounters a very awful accident could be incredibly expensive.

As a result, Auto insurance gives financial safety against huge debts that may be incurred from car accidents.

In such cases, You will file a claim to your insurance company for your part in the circumstances.

Your insurance company will then render financial backups to insure certain expenses. Though standard insurance will save you from out-of-pocket expenditures rather than into deficits.

What Does Auto Insurance Cover?

Mazzola auto insurance policy provide several services, including:

  • Liability insurance
  • Collision
  • Comprehensive
  • Medical fees coverage/Personal Injury insurance
  • Uninsured/underinsured driver insurance
#1. Liability insurance

This pays for your share in the damage to other individuals who are not in your vehicle with you. Cases include when you’re held accountable for an accident in which other drivers get injured.

  • Bodily injury liability coverage: This covers other individuals’ medical payments and death benefits where applicable.
  • Property damage liability coverage: This covers damages to other drivers, vehicles, and properties.
#2. Collision insurance

This covers any havoc caused to your vehicle when involved in a clash.

#3. Comprehensive insurance

This covers havoc caused by natural phenomenon and disasters such as fire, destruction, burglary, etc

#4. Medical fees coverage/Personal Injury insurance

This takes care of your medical expenses when you’re injured in an accident. It also covers other traumas such as the income loss.

#5. Uninsured/underinsured driver insurance

The policy also covers damages caused by uninsured drivers. For instance, If you’re a casualty of a hit and run case, the plan takes care of your automobile damage expenses

Further, the insurance agency permits the addition of other coverage to your policy to enhance them, they include:  

  • Roadside assistance
  • Rental car reimbursement
  • Service parts coverage
  • Substitute cost vehicle coverage
  • Expiring deductibles
  • Gap insurance

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General liability insurance

The general liability insurance policy covers business institutions from lawsuits for staff’s bodily harm and asset damage arising from installations, properties, and conducted operations. The policy further comprises promotion and private trauma injustice.

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Mazzola Boat Insurance

Boat insurance covers your boat against loss or damage. It Includes most watercrafts such as boats, yachts, travel boats, and cruisers. Boat insurance usually does not apply to kayaks, canoes, and personal watercraft.

There are also provisions for smaller watercraft under the boat insurance. However, more policies can be added or purchased separately.

Boat insurance policy may include:

  • Collision damage: This covers boat improvement or replacement. However, it does not cover wreckages unless you purchase additional optional coverage.
  • Property damage liability: This covers damages that may be caused to other people, docks, or other facilities.
  • Bodily injury liability: This covers physical injuries caused when using your boat. Coverage Includes medical fees, income loss, discomfort and misery, and lawsuits expenses.
  • Comprehensive: This offers a rebate in the case of theft, burglar, or has otherwise from the crash.

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Mazzola Business Insurance

Business Insurance provides coverage to companies and their affiliates under a policy. Different types of commercial insurance concern the property, responsibility, and workers’ compensation.

Property insurance Provides coverage to companies’ property and raw materials stored in the premises. Liability insurance offsets third parties in case of injury. Workers’ compensation insurance takes care of employees’ injuries.

Commercial insurance is an important part of any business that cannot be left out, particularly if organization structure and environments are contracted or borrowed. Covers include:

  • Premises Liability
  • Products and Completed Operations
  • Premises Medical
  • Fire Legal Liability
  • Casualty Coverage

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Mazzola Classic Car Insurance

Classic or artifact cars are not everyday cars, and thus conventional auto insurance is not enough to cover such cars from havoc or loss.

Although there is no generally accepted description of a classic car. If the worth of the vehicle surpasses its initial sales price. Hence, It is deemed classic car insurance.

Therefore, automobiles that can be guaranteed a classic auto insurance include:

  • Antique and classic cars, usually at least 25 to 30 years old
  • Hotrods and modified vehicles
  • Exotic and luxury autos—think James Bond
  • Muscle cars
  • Classic trucks

You can also acquire specialized insurance for vintage military automobiles, unique motorcycles, and monument tractors.

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Mazzola Contractor’s Insurance

Contractors’ professional liability insurance offers coverage for construction contractors and specialists against building negligences.

Hence, Contractors’ professional liability insurance is acquired by contractors who offer project and construction services.

The policy covers errors made by the contractors, as well as mistakes committed by the contracted workmen. This includes engineers, architects, and other suppliers.

Contractor professional Liability insurance offers coverage for contractors against errors that occur during the layout and engineering operation.

Similarly, it is extremely valuable if the project has various experts working on different parts of the project.

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Mazzola Flood Insurance

Floods can ensue in any period. Though, it may seem like Flood insurance may not be necessary. However, you should seriously consider getting it.

Flood disaster is not covered by the Homeowners policy, even in a seaside region like Florida. However, you can purchase a separate flood policy from the National Flood Insurance Program (NFIP) to safeguard your home against flooding.

Through this, you are saved from unexpected flooding and damages that might incur expenses. Also, you can have peace, knowing well that your property is secure.

Flood insurance covers all unexpected havoc caused by flooding to homes. Such havoc may include damage to coverings and floors, personal objects, such as furniture and electronics.

As a result, Flood insurance should be thorough to protect all areas of the house.

Also, it is important to understand your flood policy to know the limits and coverages.

  • Compensates for structure damage known as “Building Insurance”.
  • Reimburses for property damage. Also called “content cover”.

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Mazzola Homeowners Insurance

Every home insurance policy is extraordinary. However, Mazzola insurance ensures that your policies are adapted for your needs and your families. Home insurance covers your home from the following types of havoc:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

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Mazzola Mobile Home

Mobile home insurance provides coverage for the home, personal property, and liability claims. It is synonymous with the basic homeowner’s insurance policy coverage.

Though you are not obliged by the law to provide insurance coverage for these houses. However, mortgage companies and mobile home societies can request coverage.

What Does Mobile Home Insurance Cover?

Mobile Home insurance policy is similar to the homeowner’s insurance coverage. Therefore, as a typical homeowner policy, you can enhance your coverage by modifying the limits and adding endorsements. This is also known as policy modification or endorsement.

#1. Physical damage

This covers accidental damage to homes, property, and other edifices (such as attached terraces and outbuildings) Resulting from events such as fire, hail, wind, theft, vandalism, and falls.

#2. Personal liability

Liability insurance covers you when your household member destroys someone else’s property or someone is wounded in your home (the injuries and illnesses of the people living in your home are not covered).

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Mazzola Motorcycle Insurance

Having detailed insurance assures you peace of mind and your passengers. Similarly, you can live your best knowing you’re secure

These are made possible by having effective insurance in place. Here are some reasons to consider:

  • Repair or replacement fees are always high in the case of theft or accident.
  • You could also pay very costly fees peradventure if you have an injured passenger.
  • You may pay heavily, In the event where you or your property is liable for other individuals’ wounds. The payment might be even worth more than your value.
  • Also, your ride is one of your valuable assets, it deserves more security.

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Mazzola Renters Insurance

If you rent an apartment, a house, a condominium, and even a dormitory, you may not think of getting insurance.

However, in the event of a fire, theft, or havoc, which results in asset destruction, it is uncertain that your owner compensates for replacing your property.

Quality time and fortune are invested into personal belongings and their safety relies on you. Nevertheless, the renter’s insurance policy can balance your property replacement fee if they are destroyed due to an accident, or if they are stolen.

Renters insurance covers cooking gas, tube damage, burglary theft, natural disasters, and more. In ways such as:

  • Comprehensive Coverage
  • Unique Liability Protection for up to $100,000
  • No Credit Checks
  • Supplementary Emergency Living Expenses
  • No Rate growth due to Claims
  • Personal Property Protection at a Replacement fee
  • Pet Injury Liability Coverage

Renters insurance is necessary for every renter. Regardless of where you may live, whether in a personal home, duplex, condominium, or penthouse, you must purchase renters insurance to cover your possessions and investments.

Furthermore, Acquire Affordable Renters insurance to protect yourself and your properties. This will provide coverage for the components of your rented apartments or house.

Mazzola also helps you easily correlate insurance for the best fairest deal.

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Mazzola RV Insurance

Recreational Vehicle insurance offers a lot of coverages against relative threats similar to car insurance, including accident, comprehensive, and liability insurance.

However, you can enhance the coverage over your properties, equipment, and accessories, from umbrellas to satellite antennas. Supplementary coverage depends on your insurance company, nonetheless, they include:

  • Total loss replacement coverage
  • Campsite and vacation coverage
  • Accident expenses
  • Hauling and roadside coverage
  • Full-timer coverage if your RV is your full-time dwelling
  • Uninsured and underinsured motorists’ coverage

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Workers Compensation Insurance

Employers are legally obliged to ensure the safety of their workers. However, casualties do occur. Thus, When they do, the worker’s compensation insurance covers the employer.

Workers’ accident compensation insurance is for two purposes.

  • To guarantees, medical care and compensation for some of the salaries missed while unable to return to work,
  • To generally save employers from claims by injured workers while at work.

Employees get the benefits regardless of who was at fault. If the employee died as a result of injury during work, workers’ Compensation offers death benefits for people dependent on the employee.

What are the Covered Injuries?

There is coverage for Employee wounds on jobs or elsewhere, while the employee operates in the “course and scope” of the occupation if their employer has workers’ compensation insurance.

For instance, the main reason for the claim of an employee’s death is road accidents that occur when the worker is in a vehicle to work. It could be either the worker is in the company’s car or a personal vehicle.

Similarly, Worker accident compensation covers accidental injuries as well as injuries that employees may suffer as a result of other circumstances that may occur during work, such as workplace chaos, riots, terrorist attacks, natural disasters, etc.

Furthermore, Employee compensation insurance includes infections and occupational ailments gotten while on. For instance, workers working with toxic chemicals can be patients due to chemical exposure.

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Summary

Mazzola insurance company located at East Ridge Rd Rochester in NY is an independent agency that represents various prominent insurance companies, more than any other insurance agency.

The company monitors and compares market prices to offer the best policy to customers. This is to suit the customer needs as well as their budgets.

Mazzola insurance is the ideal company to get cheap comprehensive insurance quotes for you, your properties, and your business.

FAQs On Mazzola Insurance

What are the policies offered at Mazzola Insurance company?

  • Auto insurance
  • General liability insurance
  • Boat Insurance
  • Business Insurance
  • Classic Car Insurance
  • Contractor’s Insurance
  • Flood Insurance
  • Homeowner Insurance; Etc.

Where is Mazzola Insurance Located?

Mazzola Insurance is located at 1619 East Ridge Road Rochester, NY.

What are the purposes of the Workers Compensation policy?

  • To guarantees workers medical care and income compensation
  • To save employers from claims by injured workers while at work.

What are the coverages of Flood insurance?

Flood insurance covers all unexpected havoc caused by flooding to homes. Such havoc may include damage to coverings and floors, personal objects, such as furniture and electronics.

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