BROTHERS INSURANCE| What it is and how does it work

brothers insurance
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Are you covered by a policy? The likelihood is that this is a question that you’ll hear repeatedly. Your partner may break up with you since you don’t have current health insurance. Do you think that’s a little far-fetched? 

However, insurance has become a part of nearly every aspect of our lives. Having insurance provides you the confidence to go about your day. The confidence knowing that no matter what happens, you’ll be taken care of by someone else. 

Here, we’ll take a closer look at Brothers Insurance and provide you with all the information you need to know about this insurance provider. Including its tax services. 

About Brothers Insurance

Brother Isadore Carret Jr. graduated from New Iberia Senior High School in 1974. 

In August of 1988, he founded Brother’s Insurance with only one auto insurance business, Champion Insurance Company. 

Despite the fact that many businesses have gone out of business, Brothers Insurance Agency continues to proudly service the Acadiana region. 

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Furthermore,the Agency has grown its offerings throughout time to include a wide range of customer services such as. 

However, in 1993 Individual and small company income tax preparation and electronic filing, with up to 800 electronic returns filed per tax season. 

In addition, two licensed Notaries were added in 1994, allowing them to execute as many as 136 legal documents. This includes title transfers, cash sales, quit claims, wills, 102 and 103 divorces, and various sorts of affidavits. 

Also, in 2001, the company obtained a license as a Louisiana Public Tag agency and title corporation. Issuing license plates, automobile titles, and registrations, among other things. 

In 2002, Brothers insurance started offering home phone service, generating over 200 clients. 

Finally, in 2003, started construction on a 3850-square-foot facility in the city’s fastest-growing business zone. The company also completed with a drive-through window for consumers to simply make monthly payments.

Coverage options offered by Brothers Insurance

Below are the coverage options offered by this company;

Auto Insurance

Some states require that you have two types of liability insurance for your car: bodily injury and damage to your car. 

It protects you if you are found to be at-fault for another person’s injuries or medical bills. 

Also, it protects people’s property damages if you are found to have caused them (like to their car, fence, etc.).

Motorcycle Insurance

Motorcycle Insurance is a standalone policy that covers a wide range of motorcycles and allied vehicles, including trikes, mopeds and scooters. Also, dirt bikes, all-terrain vehicles, personal transporters, golf carts, and snowmobiles. 

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A motorcycle is usually described as either:

  • A two-wheel land motor vehicle with wheels in tandem (including an attached sidecar) built primarily for use on public highways, or 
  • A three-wheel land motor vehicle designed primarily for use on public roads. 

Motorcycles can be added to a personal auto policy (PAP), although this can result in coverage gaps.

Mobile Home Insurance

Mobile home insurance offers insurance in the same way a normal homeowners insurance policy provides financial protection. Usually in the event that your home is damaged.

It is also known as manufactured home insurance. 

However, despite the fact that it is not required by law, mortgage firms and mobile home communities may insist on homeowners purchasing insurance. 

The specific coverage provided by a mobile home insurance policy varies by policy. But most policies protect your home and personal items while also providing liability coverage. 

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Even among the top mobile home insurance companies, policies vary in price. Therefore, checking numerous quotes is typically the best approach to get low-cost mobile home insurance.

Additional Coverage Options

Below are the additional coverage options offered by this company;

Commercial Insurance

Commercial business insurance is coverage for organizations and enterprises that is designed to protect the company. Also this insurance is meant to protect the employees, and its owners. 

However, commercial insurance can come in a variety of shapes, sizes, and colors. This is because there are so many different types of organizations with various needs and conditions.

Boat Insurance

A motorboat, sailboat, or personal watercraft may be covered by boat insurance if it is stolen. Also this insurance offers coverage if the boat is involved in an accident, or damaged by a covered risk such as fire. 

Boat insurance may also protect you if you harm or damage someone else’s property while operating your boat.

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RV Insurance

As a recreational vehicle owner, RV insurance protects you from significant out-of-pocket expenses in the case of a loss. The insurance covers you if you are at fault in an accident that results in personal injury or property damage. 

If you experience a roadside breakdown, it may be able to reimburse you for your expenses.

Home Insurance

Having homeowners insurance (also known as home insurance) is not an extra. It is required by law. This isn’t just because it protects you and your home and things from damage or theft. 


Mortgage companies almost always require borrowers to have insurance coverage. It is important you have the insurance for the full or fair value of a home. This is usually the purchase price. They won’t make a loan or finance a residential real estate deal without proof of it.

Brothers Insurance Tax Services

Tax Services refers to the companies mentioned in the “TAX SERVICES” sector of the Guarantor’s Form 10-K.  For the fiscal year ended April 30, 2007 filed with the United States Securities and Exchange Commission under the title “DESCRIPTION OF BUSINESS.” 

By submitting such certifications, the submitter warrants that it has the necessary authority to do so. That the party for whom the submission is made is eligible for them.

And that it will indemnify Globe Tax Services, Inc., the applicable depositary, the applicable custodian, and others acting in reliance on them. Directly or indirectly, including for any inaccuracy therein.

Below are the Tax Services offered at Brothers Insurance;

Fast Refund Tax Services

Tax refund advances are interest-free, fee-free loans of up to $3,500 that major tax preparation companies offer to customers. Especially customers  who are due a refund during tax season. 

However, these aren’t the same as the high-cost tax refund anticipation loans. These loans were available until the FDIC compelled banks to cease selling them a few years ago. 


The main benefit of these new tax refund loans is that taxpayers who are entitled a refund can get it in as little as a few hours. It is better than waiting weeks for the IRS to review their returns.


E-filing is a method of submitting tax paperwork to the Internal Revenue Service of the United States (IRS). Usually via the Internet or a direct link and it is done without the use of physical documents. 

In addition, stand-alone programs or websites with e-filing capabilities are examples of tax preparation software with e-filing features. For commercial use, tax professionals use tax preparation software from major software providers.

Tax preparation Services

Below are the processes for Tax preparation;

How does Brothers Insurance Tax Refund Advances Work?

Why do you provide free loans to your tax preparation clients? To get them in the door so you may charge them for other things. 

Brothers Insurance needs a means to stand out and acquire market share in the face of strong competition. Both online and in the real world. 

The loans are not provided by Brothers themselves, but rather by banks that cooperate with them. When a consumer applies for one of these loans, the IRS sends money to the company’s financial institution.  Which then distributes the money to the customer. 

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Generally, when the taxpayer receives his or her return, Brothers then collects the loan cash it advanced. Then remits any remaining refund to the consumer. 

Also, if the IRS estimates a lesser refund than the tax preparer, the borrower, like any other debt, will be responsible for the difference.

Most importantly, because these loans are only available to clients who pay to have their returns properly prepared, they are a tool to induce consumers to pay for tax preparation services. 

Refund transfer accounts, which allow consumers to finance tax preparation fees, and fees related with prepaid debit cards, on which customers can get their loans and tax refunds, are two more services that taxpayers may find up paying for once they’re through the door.

A person may expect to spend $200 in fees and charges for a $2,000 loan to borrow their own money, according to FINRA.

PS: Click here to visit the company’s website for more information.


Brothers Insurance can have your tax return mailed to you the next day or direct deposited into your bank account in 10-14 days. They will also send you old-fashioned mail if you request it. The cost of your refund varies depending on how you receive it. Give them a call right now.


However, you’ll get your refund faster if you file early. Don’t put it off until the last minute. Request a direct deposit of your refund by e-filing your return. If required, take out a short-term loan, but make sure to repay it as soon as you receive your refund.

FAQs on Brothers Insurance Agency

What is the difference between whole life and term insurance?

Whole life insurance is an investment vehicle as well as an insurance policy. The cash value of the policy increases with each premium you pay. Also, you can eventually withdraw or borrow against the money. 

Term insurance is valid only for the length of time specified in the policy. If you die within the term of the policy, there will be a payout, but otherwise the policy has no cash value.

What is the difference between a dwelling and a homeowner policy?

A dwelling policy just covers the home’s physical structure. A homeowners insurance coverage is more comprehensive, covering not only the physical structure of the property but also its contents.

Where is the company located?

The company is  located between Lewis St. and Jefferson Terrace ,near Cox Cable and Cleco behind the new Golden Wok (Old Piccadilly).

What is the company’s phone number?

You can reach the company through this line 337-369-5433.

Does the company charge for a consultation?

Yes they charge for consultation.



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