If you live in North Carolina and you are in need of an Insurance Company, Don Bullard is a good option.
Imagine you are fall into a crisis, what is the first thing you will do? First, you will think of the expenses to repair damages and replace lost or damaged items and the stress you will go through.
Now, imagine you have a reliable party that can solve all these issues at an affordable price. And the amazing thing is, you won’t go through any stress. Don Bullard Insurance is the company for you.
This company is rated 4.4 stars out 5 stars by 108 google reviews and 2.5 stars from 13 reviews on yelp.
Keep reading to understand all there is about Bullard.
About Don Bullard Insurance
Don Bullard Insurance, founded in 1972 and located in Wilmington, NC, is an independent insurance agency. They provide car, home, life, and health insurance to people, businesses, and commercial interests throughout the Cape Fear Region and South Carolina.
You will be pleased with Don Bullard Insurance Agencies’ commitment to unbeatable savings, first-rate service and multiple discounts. Also there’s a wider range of insurance alternatives.
Consider whether the combination of service, focus, and selection could affect your insurance coverage. They may be able to assist you in saving some of your hard-earned money while also ensuring your ideal future.
Since 1972, the company’s product line, coverage options, and customer service have expanded and matured. Bullard Agents have long been known for their advice. Whether it’s the routine of assisting homeowners with home insurance selection and the necessary annual review. Or it is the skillfully adept you require to manage the specifics of custom policy or the most difficult claims procedure.
Generally, you can rely on this insurance firm’s knowledge, experience, and concern for individuals and families when it comes to house, vehicle, and marine insurance.
Don Bullard Insurance Agency
You gain convenience, choice, and advice when you buy insurance from an independent agent. The convenience of having an insurance professional summarize your alternatives and assist you in making sense of it all.
Also, you can choose from a variety of carriers to get the one that best suits your needs. Get Advice from someone who isn’t under any obligation to sell you a specific carrier or type of insurance coverage.
Most of these agents can be reached at (910) 791-5400. They may also be found at 4709 Oleander Dr in Wilmington, North Carolina 28403-5106.
Don Bullard Insurance Coverage Options
Below are the coverage options offered by Don Bullard;
Car insurance is essentially a contract between you and an insurance company in which you agree to pay premiums. These premiums are in exchange for financial protection against financial losses resulting from an accident or other vehicle damage.
The following are some of the things that auto insurance can cover:
- Vehicle damage, whether it’s your automobile or another driver’s
- An accident might result in property damage or bodily harm.
- Medical bills and/or burial expenditures incurred as a result of a car accident
What’s covered depends on your state’s minimum coverage standards as well as any other coverage options you want to include.
Having homeowners insurance (also known as home insurance) is not an extra. It is required by law. This isn’t just because it protects you and your home and things from damage or theft.
Mortgage companies almost always require borrowers to have insurance coverage. It is important you have the insurance for the full or fair value of a home. This is usually the purchase price. They won’t make a loan or finance a residential real estate deal without proof of it.
Life insurance is a contract between an insurance policy holder and an insurance company in which the insurer agrees to pay a sum of money in exchange for a premium if the covered person dies or if a certain period of time passes.
Health insurance Insurance
Health insurance is a contract requiring an insurer to pay some or all of a person’s healthcare bills in exchange for a premium.
More specifically, health insurance often covers the insured’s medical, surgical, prescription drug, and dental expenses. It can pay the care provider directly or compensate the insured for expenses incurred as a result of illness or accident.
It’s frequently included in employee benefit packages as a way to entice top talent, with premiums. These are partially covered by the business but frequently withheld from employee paychecks.
With limited exclusions for company employees, the cost of health insurance premiums is deductible to the payer, and the benefits received are tax-free.
What aspects should be considered when acquiring homeowners insurance From Don Bullards?
When buying homes insurance, here’s a checklist of items to think about:
- Decide how much and what kind of insurance you require. Your home’s coverage limit should be equal to 100 percent of the cost to replace it. Any reimbursement from your insurance carrier will be less than the full cost of replacing your home.Especially if your policy limit is less than 80% of the replacement cost of your home.
You’ll have to cover the remaining costs yourself. Also, consider whether the personal property and liability limits are sufficient for your requirements.
- Choose whether or not you wish to add any more endorsements to your policy. Do you want a personal property replacement cost endorsement, a jewelry endorsement, or an earthquake endorsement, for example?
- Don Bullard can help you with your homeowner’s insurance policy once you’ve chosen on the coverage you want. They’ll be able to tell you if you have any coverage gaps you weren’t aware of. Also, explain the policy’s exclusions and restrictions, and suggest an insurance carrier that would meet your needs.
When applying for insurance coverage, what types of questions should you expect to be asked? Why do insurers require so much data?
A variety of questions will be asked of you when you apply for insurance coverage. The agent may inquire about your name, age, gender, and address, among other things. You’ll also be asked a series of other questions that will be used to assess your chances of filing a claim.
Furthermore, when evaluating whether or not to give automobile insurance to a new customer, an insurance company will want to know about the person’s previous driving record. If they have been in any recent accidents or tickets, and what type of car they want to insure.
In addition, for different types of consumers, insurance companies offer different schemes. Adults with clean driving records typically pay less for vehicle insurance than young drivers who have received traffic fines. An insurance provider needs basic information about you in order to decide which program you qualify for.
However, in order to determine a fair pricing, they will need information on the vehicle you drive. Also, how you drive it, in addition to your age, gender, and driving experience. A huge luxury automobile, for example, is more expensive to repair or replace than a subcompact.
Someone who commutes 30 miles each way is more likely to be in an accident than someone who takes the bus to work and only drives on weekends.
Don Bullard Insurance Reviews
Below are some of the customer reviews about this insurance company;
“With one simple phone call, Don Bullard Insurance saved me over $1,000 dollars annually, with the same coverage. Tyler has been very friendly and helpful, he’s kept in touch to let me know if he could save more in the coming year. That’s service. I thank all of the agency team employees for their great service”.
“Last minute cancellation of a policy causing our rates to increase by 50%. We thought the quote was too good to be true, and it was. It beats all other quotes by $600 annually, then that policy is suddenly unavailable. They do offer a different policy of course, but for the higher rate. Seems like a sales tactic to force you to either pay more, or scramble at the last minute to find a new policy. We had recommended them to all of our friends and family, but we will caution them against this broker in the future”
“Savings made easy – I decided to call a local agent to re-look at my policies earlier this year, that has worked out well for me every policy has been significantly cheaper and I shopped polices when I purchased them 2 years earlier. I wanted to recognize Angelina for her professionalism, promptness and follow through and more importantly allowing me to communicate and do business the way I choose, phone text email etc.. But can’t say enough about her follow through and doing what she says she will do when she says she will do it. For that reason I am adding a second policy to your agency”
Now that you have understood all there is to know about Bullard insurance, why not give them a trial.
What are the advantages to using an agent to purchase insurance?
By using an agent to purchase insurance, the policy holder receives more personal service. An agent with whom there is direct contact can be vital when purchasing a product and absolutely necessary when filing a claim. A local independent agent is able to deliver quality insurance with competitive pricing and local, personalized service.
Do I need earthquake coverage, and how can I get it?
The standard insurance policy does not pay for direct damages caused by earth movement. “Earth movement” is a much broader term than “earthquake”. It includes earthquakes, volcanic activity, and other earth movement.
However, this coverage may be available by endorsement for an additional charge. If you live in an area that is more likely to have an earthquake, you’ll pay more. More than if you live in an area that is unlikely to have one. Bullard can help you weigh the costs and benefits of this coverage before you decide to purchase.
What days are Don Bullard open?
The company is open Mon-Fri 9:00 am – 5:00 pm.